Owner-Occupied Homes

Owner-Occupied homes

Special conditions may prevent a full-time home from securing traditional insurance coverage. Our options help you protect that home and family.

Homeowners FLEX^® Some homes may need a more customized solution. Address age, claims and location concerns by dialing coverage levels up or down with this versatile HO-3 alternative.	Homeowners Need an alternative to HO-3 coverage due to value, age or claim history? Offer coverage for a wide range of full-time and seasonal homes.
Manufactured Home We’ve been helping people protect manufactured homes since 1965. Offer "all risk" coverage for everything from single-family and multi-sectional to modular or tiny homes.	Dwelling Basic Maybe your customer can’t get coverage – or maybe they’re just looking for the basics. Either way, our version of dwelling fire can cover owner-occupied and other occupancy types.

These product or individual options may not be available in your state. Check the program manual for coverage definitions, limits, conditions, limitations, and exclusions.

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