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American Modern agent services

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Homeowners FLEX^® Some homes may need a more customized solution. Address age, claims and location concerns by dialing coverage levels up or down with this versatile HO-3 alternative.	Homeowners Need an alternative to HO-3 coverage due to value, age or claim history? Offer coverage for a wide range of full-time and seasonal homes.	Dwelling Basic Maybe your customer can’t get full coverage – or maybe they’re just looking for the basics. Either way, our version of dwelling fire can cover most occupancy types.
Dwelling Special You don’t have to treat a vacant, rental or seasonal home like a full-time residence. Here’s a replacement value option with less extensive coverage.	Manufactured Home We’ve been helping people protect manufactured homes since 1965. Offer "all risk" coverage for everything from single-family and multi-sectional to modular or tiny homes.

Owner-occupied homes Not every home is made for traditional insurance. That’s when our residential options can help the most.	Seasonal / Vacation homes Mountain chalets, lake cabins and other getaway places can be difficult to write. Not for us.
Rental homes Do rental units have unique needs? They sure do—and we have several ways to provide it.	Vacant homes Even empty homes need protection. We insure many properties in the middle of a sale, estate transfer or renovation.

Collector vehicle The road to new business may start by helping car owners insure their one-of-a-kind beauties.	Motorsports This goes way beyond street bikes and choppers. You might be surprised at what we can cover.
Boat When covering a boat with a homeowners policy just doesn’t hold water, offer specialized coverage instead.	Yacht These longer, typically more valuable vessels are in a class of their own. They deserve their own coverage program.

Did you know standard homeowners insurance doesn't cover earthquakes? Supplement it with stand-alone coverage - any zip code, any age, any occupancy.

Pets are part of the family too. Offer custom plans that can help owners avoid tough decisions about expensive care.

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Collaboration from day one

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Quoting and issuing policies in AMsuite^®

Walk through all the ways American Modern makes it easier to write more quotes quickly.

How we help cover unique risks

From tiny homes to big acreage, from renovations to resorts, we love a challenge.

3 big reasons to quote with us

Wondering what makes American Modern different? You’ll know in a minute.

Agent training

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