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Pet health
Our pet insurance program offers flexible deductible and co-pay choices, coverage options, and a range of annual limits so your customers can provide more than just basic care for their well-loved companion.
Why pet health insurance?
Because 1 in 3 pets requires some form of unexpected medical care each year. That can run hundreds or thousands of dollars.
Why pet health insurance?
Because 1 in 3 pets requires some form of unexpected medical care each year. That can run hundreds or thousands of dollars.
Why pet health insurance?
Because 1 in 3 pets requires some form of unexpected medical care each year. That can run hundreds or thousands of dollars.
Whats covered
  • Accident and illness; or illness only (available by phone)
  • Associated accident-and-illness-related laboratory and diagnostic tests
  • Breed-specific and genetic conditions
  • Chronic and recurring conditions
  • Alternative therapies such as acupuncture and rehabilitation

  • Emergency and specialist vet visits
  • Cancer
  • Surgery
  • Hospitalization
  • Nursing care
  • Dental illness (up to $1000)
Whats covered
  • Accident and illness; or illness only (available by phone)
  • Associated accident-and-illness-related laboratory and diagnostic tests
  • Breed-specific and genetic conditions
  • Chronic and recurring conditions
  • Alternative therapies such as acupuncture and rehabilitation

  • Emergency and specialist vet visits
  • Cancer
  • Surgery
  • Hospitalization
  • Nursing care
  • Dental illness (up to $1000)
Whats covered
  • Accident and illness; or illness only (available by phone)
  • Associated accident-and-illness-related laboratory and diagnostic tests
  • Breed-specific and genetic conditions
  • Chronic and recurring conditions
  • Alternative therapies such as acupuncture and rehabilitation

  • Emergency and specialist vet visits
  • Cancer
  • Surgery
  • Hospitalization
  • Nursing care
  • Dental illness (up to $1000)
Discounts
  • Save 5% if you are an active or retired service person
  • Save 10% for insuring more than one pet
Discounts
  • Save 5% if you are an active or retired service person
  • Save 10% for insuring more than one pet
Discounts
  • Save 5% if you are an active or retired service person
  • Save 10% for insuring more than one pet
Annual limit options
Up to $30,000 or Unlimited
Annual limit options
Up to $30,000 or Unlimited
Annual limit options
Up to $30,000 or Unlimited
Deductible options
Many options between $100 and $2,500
Deductible options
Many options between $100 and $2,500
Deductible options
Many options between $100 and $2,500
Reimbursement options
80% or 90%
Reimbursement options
80% or 90%
Reimbursement options
80% or 90%
Frequently asked questions
Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change.
Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change.
Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change.
Additional product resources
Pet Health brochure
Pet Health brochure
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Please note: American Modern is an authorized company under the Ivantage Expanded Market Program. As with all American Modern insurance product offerings, if a risk is eligible for an Allstate program, then it should be placed with Allstate. American Modern products are meant to supplement your current Allstate portfolio of products.

Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may vary or not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Policies are written by one of the licensed insurers of American Modern Insurance Group, Inc., including but not limited to American Modern Property and Casualty Insurance Company (CA Lic. No. 6129-1).

American Modern Insurance Group, American Modern, AMsuite, modernLINK, and Homeowners FLEX are registered trademarks of American Modern Insurance Group, Inc. All other names, logos, and brands described herein are trademarks or registered trademarks of their respective holders, and use herein does not imply affiliation with or sponsorship or endorsement by them of American Modern, its products, or its services.
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